Start with how your income is reported

Business owners, 1099 earners and partners often show income across multiple documents. Programs differ in how they review that documentation.

Documents worth gathering early

  • Recent business and personal returns
  • Year-to-date profit and loss information
  • Business bank statements

Why preparation matters

Complete documentation up front usually shortens the review.

Conclusion

There are alternative documentation paths for self-employed homeowners. All financing is subject to approval, program guidelines and borrower qualification.