Bank Statement Program
A bank statement program is designed for borrowers who may not qualify using traditional income documentation. Instead of relying primarily on tax returns, lenders may review personal or business bank statements to evaluate cash flow and qualifying income. Requirements vary by lender and program.
Step 1 — Bank Statement Type
Step 2 — Upload Bank Statements
Upload 12 Months of Bank Statements
Drag and drop PDF statements here — multiple files and accounts are supported.
Statements Uploaded: 0 of 12
Step 3 — AI Bank Statement Analysis
This analysis is provided for preliminary qualification purposes only. Deposit eligibility, expense factors, income calculations and documentation requirements vary by lender and loan program. Final qualifying income is determined by the applicable lender and underwriting guidelines.