Loan Programs
Home Equity Solutions
Doctor HELOC works with multiple lending programs so homeowners are not limited to a single set of bank guidelines. Detailed program information is provided during your personalized review.
Programs
Explore the options
Descriptions below are general overviews. Specific guidelines, amounts and availability are determined by each lender and program.
HELOC
A revolving line of credit secured by your home equity, available to draw from over time.
Home Equity Loan
A lump-sum option secured by your home with payments over a set term.
Bank Statement Program
Flexible financing options for self-employed borrowers using bank statements to document income instead of traditional tax returns.
Profit & Loss Program
Qualification options for business owners based on a profit and loss statement instead of traditional tax return documentation.
DSCR (Debt-Service Coverage Ratio)
Designed for real estate investors who want to qualify based on the income generated by the investment property. Qualification is primarily based on the property's Debt Service Coverage Ratio rather than traditional personal income documentation.
No rates, pricing, qualification standards or approvals are implied. All financing is subject to approval, credit review, property valuation and program guidelines. Programs vary by state and may change without notice.
Find the program that fits your situation
Share a few details and a loan specialist will follow up to review options that may fit your goals. This is not an application and is not a commitment to lend.
Ready to put your home equity to work?
Tell us what you're looking for and discover which home equity solutions may fit your situation.
Not a commitment to lend. All financing subject to approval and program guidelines.