Unlock Your Home's Equity with Confidence
Flexible lines of credit to suit your financial needs.
Home Equity Lines of Credit (HELOC)
Home Equity Loans (HELOAN)
Credit lines from $25k to $2 million
Lenders in all 50 states available
About Doctor HELOC
Doctor HELOC is a trusted mortgage loan consultant that facilitates the process to obtain a Home Equity Line of Credit (HELOC) or a Home Equity Loan (HELOAN). We pre-approve every borrower determining property value, credit scores and debt-to-income ratios to verify approval prior to submission to a lender. Doctor HELOC works with the largest lenders in the country to find the perfect fit based on your individual scenario.
Why Choose Doctor HELOC?
Choosing a lender.
There are hundreds of lenders that offer home equity lines & loans. They all have different guidelines regarding your appraised value, your credit, and your debt-to-income. These guidelines change from day to day. One lender can be as much as 1% higher than another with the same scenario. Doctor HELOC will match you with the right lender based on your individual position getting you the best terms with rate & price.
Navigate the process.
Qualifying for a home equity line or loan isn’t easy, and it’s only getting harder. With ever increasing risk, the lenders are tightening guidelines with lower loan-to-value (LTV) and debt-to-income (DTI) ratios and requiring higher credit (FICO) scores. Doctor HELOC will pre-approve your application and act as a liaison between you and the lender through the entire process. This is vital and will ensure a smooth transaction.
A Word From Our Clients
"Dr. HELOC made the HELOC process a breeze! As a freelancer, banks were wary, but Dr. HELOC tailored a solution just for me. Now, I've got my dream studio. Thanks, Dr. HELOC!"
- Jamie R.
"Thanks to Dr. HELOC, I tapped into my home's equity to fund my startup. The process was straightforward and fast. Truly a lifesaver for entrepreneurs like me!"
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- Marcus L.
"Refinancing with Dr. HELOC was the smartest move for my family. We consolidated debt and saved money, all thanks to their personalized advice and care."
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- Sophia T.